ZIP profile

Banking access in ZIP 48850

Michigan · Montcalm MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 5.4778. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index5.4778
National pressure rank#5,189 of 20,307
National percentile71.92
State pressure rank#201 of 742
State percentile71.83
Weighted banking-desert geography0.00%
Weighted potential-desert geography10.96%
Population banking-desert exposure0.00%
Population potential-desert exposure14.90%
Allocated population4,226.73
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic23.700.000.00%LIMITED
Asian non-Hispanic4.900.000.00%LIMITED
Black non-Hispanic9.210.000.00%LIMITED
Residents with disabilities775.810.000.00%LIMITED
Hispanic109.320.000.00%LIMITED
Older residents737.850.000.00%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color173.530.000.00%LIMITED
Two or more races non-Hispanic26.390.000.00%LIMITED
White non-Hispanic4,053.210.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →