ZIP profile

Banking access in ZIP 48849

Michigan · Ionia MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 10.0997. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index10.0997
National pressure rank#4,336 of 20,307
National percentile76.15
State pressure rank#158 of 742
State percentile77.63
Weighted banking-desert geography3.46%
Weighted potential-desert geography13.27%
Population banking-desert exposure2.69%
Population potential-desert exposure8.64%
Allocated population6,256.80
Allocated population in banking deserts168.10

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic3.920.4611.75%LIMITED
Asian non-Hispanic35.400.381.07%LIMITED
Black non-Hispanic98.490.040.04%LIMITED
Residents with disabilities729.9529.164.00%LIMITED
Hispanic337.885.531.64%LIMITED
Older residents1,059.7530.962.92%STANDARD
Other race non-Hispanic1.670.000.00%LIMITED
People of color552.4211.612.10%LIMITED
Two or more races non-Hispanic74.755.076.78%LIMITED
White non-Hispanic5,704.37156.492.74%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →