ZIP profile

Banking access in ZIP 48846

Michigan · Ionia MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 7.0628. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index7.0628
National pressure rank#4,856 of 20,307
National percentile73.58
State pressure rank#180 of 742
State percentile74.66
Weighted banking-desert geography7.06%
Weighted potential-desert geography0.00%
Population banking-desert exposure4.96%
Population potential-desert exposure0.00%
Allocated population20,734.42
Allocated population in banking deserts1,029.10

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic41.742.465.89%LIMITED
Asian non-Hispanic57.2410.5818.49%LIMITED
Black non-Hispanic2,441.995.120.21%STANDARD
Residents with disabilities2,404.82171.387.13%STANDARD
Hispanic1,647.9865.263.96%STANDARD
Older residents2,826.78176.166.23%STANDARD
Other race non-Hispanic32.000.000.00%LIMITED
People of color4,625.54103.142.23%STANDARD
Two or more races non-Hispanic400.0319.714.93%LIMITED
White non-Hispanic16,108.88925.975.75%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →