ZIP profile

Banking access in ZIP 48838

Michigan · Montcalm MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 14.0915. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index14.0915
National pressure rank#3,796 of 20,307
National percentile78.84
State pressure rank#139 of 742
State percentile80.19
Weighted banking-desert geography0.38%
Weighted potential-desert geography27.41%
Population banking-desert exposure0.28%
Population potential-desert exposure26.78%
Allocated population18,832.98
Allocated population in banking deserts52.38

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic5.890.223.81%LIMITED
Asian non-Hispanic49.300.000.00%LIMITED
Black non-Hispanic91.810.120.13%LIMITED
Residents with disabilities3,061.385.770.19%STANDARD
Hispanic1,040.461.330.13%STANDARD
Older residents3,651.537.860.22%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color1,591.631.940.12%STANDARD
Two or more races non-Hispanic397.190.260.07%LIMITED
White non-Hispanic17,241.3550.440.29%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →