ZIP profile

Banking access in ZIP 48834

Michigan · Montcalm MI. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 47.6138. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index47.6138
National pressure rank#1,484 of 20,307
National percentile90.28
State pressure rank#39 of 742
State percentile93.67
Weighted banking-desert geography34.58%
Weighted potential-desert geography26.08%
Population banking-desert exposure20.59%
Population potential-desert exposure28.85%
Allocated population2,848.34
Allocated population in banking deserts586.55

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic7.051.4620.68%LIMITED
Asian non-Hispanic14.106.6747.29%LIMITED
Black non-Hispanic197.702.711.37%LIMITED
Residents with disabilities455.6098.6021.64%LIMITED
Hispanic148.9340.2127.00%LIMITED
Older residents426.50101.8923.89%LIMITED
Other race non-Hispanic9.140.000.00%LIMITED
People of color447.6160.4313.50%LIMITED
Two or more races non-Hispanic70.689.3813.27%LIMITED
White non-Hispanic2,400.74526.1221.92%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →