ZIP profile

Banking access in ZIP 48818

Michigan · Montcalm MI. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 91.7122. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index91.7122
National pressure rank#319 of 20,307
National percentile97.14
State pressure rank#10 of 742
State percentile98.25
Weighted banking-desert geography88.97%
Weighted potential-desert geography5.49%
Population banking-desert exposure81.34%
Population potential-desert exposure7.36%
Allocated population2,556.29
Allocated population in banking deserts2,079.17

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic6.121.3622.21%LIMITED
Asian non-Hispanic13.7612.9293.92%LIMITED
Black non-Hispanic43.790.000.00%LIMITED
Residents with disabilities481.03407.4084.69%LIMITED
Hispanic75.8554.4171.74%LIMITED
Older residents468.40398.5685.09%LIMITED
Other race non-Hispanic2.110.000.00%LIMITED
People of color181.79100.6655.37%LIMITED
Two or more races non-Hispanic38.0429.9378.67%LIMITED
White non-Hispanic2,374.501,978.5183.32%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →