ZIP profile

Banking access in ZIP 48811

Michigan · Montcalm MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 7.1079. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index7.1079
National pressure rank#4,843 of 20,307
National percentile73.64
State pressure rank#177 of 742
State percentile75.07
Weighted banking-desert geography7.11%
Weighted potential-desert geography0.00%
Population banking-desert exposure3.45%
Population potential-desert exposure0.00%
Allocated population4,211.31
Allocated population in banking deserts145.49

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic15.390.100.62%LIMITED
Asian non-Hispanic3.090.9029.28%LIMITED
Black non-Hispanic577.740.000.00%LIMITED
Residents with disabilities717.4228.513.97%LIMITED
Hispanic259.323.811.47%LIMITED
Older residents556.4527.895.01%LIMITED
Other race non-Hispanic27.850.000.00%LIMITED
People of color963.797.040.73%LIMITED
Two or more races non-Hispanic80.262.092.61%LIMITED
White non-Hispanic3,247.52138.454.26%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →