ZIP profile

Banking access in ZIP 48809

Michigan · Ionia MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 29.4608. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index29.4608
National pressure rank#2,459 of 20,307
National percentile85.47
State pressure rank#87 of 742
State percentile87.2
Weighted banking-desert geography29.43%
Weighted potential-desert geography0.06%
Population banking-desert exposure32.31%
Population potential-desert exposure0.10%
Allocated population11,079.65
Allocated population in banking deserts3,579.35

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic16.479.9560.41%LIMITED
Asian non-Hispanic23.070.000.00%LIMITED
Black non-Hispanic24.096.3726.46%LIMITED
Residents with disabilities1,536.97405.8026.40%STANDARD
Hispanic352.2876.8921.83%LIMITED
Older residents1,573.22599.1538.08%STANDARD
Other race non-Hispanic0.020.000.00%LIMITED
People of color656.74138.6121.11%LIMITED
Two or more races non-Hispanic240.6545.3918.86%LIMITED
White non-Hispanic10,422.913,440.7533.01%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →