ZIP profile

Banking access in ZIP 48628

Michigan · Midland MI. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 86.2519. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index86.2519
National pressure rank#409 of 20,307
National percentile96.7
State pressure rank#15 of 742
State percentile97.57
Weighted banking-desert geography75.76%
Weighted potential-desert geography20.98%
Population banking-desert exposure84.92%
Population potential-desert exposure11.38%
Allocated population2,098.89
Allocated population in banking deserts1,782.31

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic32.6128.9488.72%LIMITED
Asian non-Hispanic12.0611.1092.01%LIMITED
Black non-Hispanic0.450.000.00%LIMITED
Residents with disabilities288.10214.3674.41%LIMITED
Hispanic23.4716.6570.96%LIMITED
Older residents465.06352.4575.79%LIMITED
Other race non-Hispanic0.170.000.00%LIMITED
People of color114.4598.9686.47%LIMITED
Two or more races non-Hispanic45.6942.2892.53%LIMITED
White non-Hispanic1,984.441,683.3484.83%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →