ZIP profile

Banking access in ZIP 48618

Michigan · Midland MI. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 46.941. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index46.941
National pressure rank#1,527 of 20,307
National percentile90.07
State pressure rank#43 of 742
State percentile93.13
Weighted banking-desert geography5.90%
Weighted potential-desert geography82.07%
Population banking-desert exposure3.48%
Population potential-desert exposure80.88%
Allocated population5,260.46
Allocated population in banking deserts182.87

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic130.341.591.22%LIMITED
Asian non-Hispanic46.890.581.23%LIMITED
Black non-Hispanic10.190.000.00%LIMITED
Residents with disabilities911.4121.762.39%LIMITED
Hispanic89.890.650.72%LIMITED
Older residents1,072.9344.534.15%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color350.717.782.22%LIMITED
Two or more races non-Hispanic73.394.976.77%LIMITED
White non-Hispanic4,909.75175.093.57%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →