ZIP profile

Banking access in ZIP 48610

Michigan · Arenac MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 38.5805. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index38.5805
National pressure rank#1,976 of 20,307
National percentile87.86
State pressure rank#63 of 742
State percentile90.43
Weighted banking-desert geography31.06%
Weighted potential-desert geography15.03%
Population banking-desert exposure20.61%
Population potential-desert exposure12.69%
Allocated population3,609.09
Allocated population in banking deserts743.91

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic26.434.0915.50%LIMITED
Asian non-Hispanic16.533.5421.44%LIMITED
Black non-Hispanic7.270.000.00%LIMITED
Residents with disabilities825.43181.5221.99%LIMITED
Hispanic52.5911.3221.53%LIMITED
Older residents920.31258.6128.10%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color164.7731.9019.36%LIMITED
Two or more races non-Hispanic61.9712.9420.88%LIMITED
White non-Hispanic3,444.32712.0120.67%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →