ZIP profile

Banking access in ZIP 48505

Michigan · Genesee MI. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 55.2457. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index55.2457
National pressure rank#1,027 of 20,307
National percentile93.63
State pressure rank#33 of 742
State percentile95.15
Weighted banking-desert geography39.90%
Weighted potential-desert geography30.69%
Population banking-desert exposure36.09%
Population potential-desert exposure27.54%
Allocated population19,763.56
Allocated population in banking deserts7,132.30

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic28.370.000.00%LIMITED
Asian non-Hispanic28.4221.8176.72%LIMITED
Black non-Hispanic15,731.865,729.3736.42%HIGH
Residents with disabilities4,682.241,560.4433.33%STANDARD
Hispanic694.71418.7660.28%LIMITED
Older residents3,037.07820.8627.03%STANDARD
Other race non-Hispanic10.000.000.00%LIMITED
People of color17,764.206,706.4137.75%HIGH
Two or more races non-Hispanic1,270.82536.4742.21%STANDARD
White non-Hispanic1,999.36425.8921.30%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →