ZIP profile

Banking access in ZIP 48504

Michigan · Genesee MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 31.1535. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index31.1535
National pressure rank#2,368 of 20,307
National percentile85.92
State pressure rank#82 of 742
State percentile87.87
Weighted banking-desert geography23.91%
Weighted potential-desert geography14.49%
Population banking-desert exposure19.38%
Population potential-desert exposure13.04%
Allocated population25,298.34
Allocated population in banking deserts4,901.70

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic59.230.000.00%LIMITED
Asian non-Hispanic145.2537.1925.61%LIMITED
Black non-Hispanic15,880.184,617.6329.08%HIGH
Residents with disabilities6,079.621,433.5623.58%HIGH
Hispanic1,038.919.240.89%STANDARD
Older residents3,548.40917.1425.85%STANDARD
Other race non-Hispanic25.490.000.00%LIMITED
People of color18,148.184,822.5926.57%HIGH
Two or more races non-Hispanic999.13158.5315.87%LIMITED
White non-Hispanic7,150.1679.111.11%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →