ZIP profile

Banking access in ZIP 48464

Michigan · Lapeer MI. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 85.2027. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index85.2027
National pressure rank#429 of 20,307
National percentile96.6
State pressure rank#17 of 742
State percentile97.3
Weighted banking-desert geography78.67%
Weighted potential-desert geography13.07%
Population banking-desert exposure65.63%
Population potential-desert exposure17.48%
Allocated population2,187.81
Allocated population in banking deserts1,435.85

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic12.685.7245.11%LIMITED
Asian non-Hispanic2.060.000.00%LIMITED
Black non-Hispanic4.832.4550.74%LIMITED
Residents with disabilities439.97311.3670.77%LIMITED
Hispanic89.4282.5492.31%LIMITED
Older residents555.71415.1574.71%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color182.42151.1982.88%LIMITED
Two or more races non-Hispanic70.1657.2181.53%LIMITED
White non-Hispanic2,005.391,284.6764.06%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →