ZIP profile

Banking access in ZIP 48414

Michigan · Shiawassee MI. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 99.3987. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index99.3987
National pressure rank#85 of 20,307
National percentile98.29
State pressure rank#4 of 742
State percentile99.06
Weighted banking-desert geography99.40%
Weighted potential-desert geography0.00%
Population banking-desert exposure99.44%
Population potential-desert exposure0.00%
Allocated population2,421.17
Allocated population in banking deserts2,407.70

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic11.9611.96100.00%LIMITED
Asian non-Hispanic4.214.0295.36%LIMITED
Black non-Hispanic0.050.05100.00%LIMITED
Residents with disabilities441.79438.7199.30%LIMITED
Hispanic35.7135.0898.25%LIMITED
Older residents338.79335.6999.08%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color135.81134.8099.26%LIMITED
Two or more races non-Hispanic83.8883.6999.78%LIMITED
White non-Hispanic2,285.362,272.9099.45%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →