ZIP profile

Banking access in ZIP 48412

Michigan · Lapeer MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 24.9662. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index24.9662
National pressure rank#2,796 of 20,307
National percentile83.8
State pressure rank#99 of 742
State percentile85.58
Weighted banking-desert geography0.00%
Weighted potential-desert geography49.93%
Population banking-desert exposure0.00%
Population potential-desert exposure39.63%
Allocated population5,840.51
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic14.850.000.00%LIMITED
Asian non-Hispanic0.790.000.00%LIMITED
Black non-Hispanic7.670.000.00%LIMITED
Residents with disabilities719.960.000.00%LIMITED
Hispanic191.350.000.00%LIMITED
Older residents1,093.890.000.00%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color287.930.000.00%LIMITED
Two or more races non-Hispanic73.200.000.00%LIMITED
White non-Hispanic5,552.580.000.00%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →