ZIP profile

Banking access in ZIP 48374

Michigan · Oakland MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 28.0393. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index28.0393
National pressure rank#2,549 of 20,307
National percentile85.03
State pressure rank#89 of 742
State percentile86.93
Weighted banking-desert geography28.04%
Weighted potential-desert geography0.00%
Population banking-desert exposure32.26%
Population potential-desert exposure0.00%
Allocated population16,115.72
Allocated population in banking deserts5,198.70

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic39.7339.73100.00%LIMITED
Asian non-Hispanic3,852.76749.4619.45%STANDARD
Black non-Hispanic550.3737.406.79%LIMITED
Residents with disabilities1,163.99257.0922.09%STANDARD
Hispanic465.15105.1722.61%LIMITED
Older residents1,050.81440.9541.96%STANDARD
Other race non-Hispanic36.000.000.00%LIMITED
People of color5,367.241,138.9921.22%HIGH
Two or more races non-Hispanic423.23207.2348.96%LIMITED
White non-Hispanic10,748.474,059.7137.77%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →