ZIP profile

Banking access in ZIP 48032

Michigan · St. Clair MI. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 91.2656. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index91.2656
National pressure rank#325 of 20,307
National percentile97.11
State pressure rank#11 of 742
State percentile98.11
Weighted banking-desert geography91.27%
Weighted potential-desert geography0.00%
Population banking-desert exposure85.79%
Population potential-desert exposure0.00%
Allocated population2,045.04
Allocated population in banking deserts1,754.36

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.720.000.00%LIMITED
Asian non-Hispanic14.5013.5393.36%LIMITED
Black non-Hispanic2.051.6982.34%LIMITED
Residents with disabilities256.46197.9477.18%LIMITED
Hispanic39.8920.3050.89%LIMITED
Older residents306.94252.6482.31%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color104.4973.8770.70%LIMITED
Two or more races non-Hispanic44.6336.6582.13%LIMITED
White non-Hispanic1,940.561,680.4886.60%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →