ZIP profile

Banking access in ZIP 48027

Michigan · St. Clair MI. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 99.9445. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index99.9445
National pressure rank#11 of 20,307
National percentile98.66
State pressure rank#2 of 742
State percentile99.33
Weighted banking-desert geography99.94%
Weighted potential-desert geography0.00%
Population banking-desert exposure99.93%
Population potential-desert exposure0.00%
Allocated population3,180.24
Allocated population in banking deserts3,178.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic52.0552.0099.90%LIMITED
Residents with disabilities412.80412.6599.96%LIMITED
Hispanic20.0820.0099.60%LIMITED
Older residents531.25531.0099.95%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color188.22188.0099.88%LIMITED
Two or more races non-Hispanic116.09116.0099.92%LIMITED
White non-Hispanic2,992.022,990.0099.93%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →