ZIP profile

Banking access in ZIP 45810

Ohio · Hardin OH. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 3.4273. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index3.4273
National pressure rank#5,703 of 20,307
National percentile69.36
State pressure rank#173 of 799
State percentile78.1
Weighted banking-desert geography3.43%
Weighted potential-desert geography0.00%
Population banking-desert exposure3.05%
Population potential-desert exposure0.00%
Allocated population8,187.74
Allocated population in banking deserts249.51

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.070.000.00%LIMITED
Asian non-Hispanic185.840.000.00%LIMITED
Black non-Hispanic244.590.340.14%LIMITED
Residents with disabilities890.6840.504.55%LIMITED
Hispanic334.651.450.43%LIMITED
Older residents766.6344.435.80%LIMITED
Other race non-Hispanic2.840.000.00%LIMITED
People of color1,002.105.470.55%STANDARD
Two or more races non-Hispanic234.103.671.57%LIMITED
White non-Hispanic7,185.64244.043.40%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →