ZIP profile

Banking access in ZIP 45645

Ohio · Lawrence OH. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 95.552. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index95.552
National pressure rank#230 of 20,307
National percentile97.58
State pressure rank#8 of 799
State percentile99.12
Weighted banking-desert geography95.55%
Weighted potential-desert geography0.00%
Population banking-desert exposure94.42%
Population potential-desert exposure0.00%
Allocated population3,122.25
Allocated population in banking deserts2,948.10

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.010.000.00%LIMITED
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic1.660.000.00%LIMITED
Residents with disabilities831.42794.3795.54%LIMITED
Hispanic9.405.4557.99%LIMITED
Older residents514.12489.2995.17%LIMITED
Other race non-Hispanic0.480.000.00%LIMITED
People of color20.9113.9966.92%LIMITED
Two or more races non-Hispanic9.378.5591.20%LIMITED
White non-Hispanic3,101.342,934.1094.61%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →