ZIP profile

Banking access in ZIP 45638

Ohio · Lawrence OH. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 7.5473. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index7.5473
National pressure rank#4,766 of 20,307
National percentile74.03
State pressure rank#139 of 799
State percentile82.35
Weighted banking-desert geography7.55%
Weighted potential-desert geography0.00%
Population banking-desert exposure9.38%
Population potential-desert exposure0.00%
Allocated population21,168.48
Allocated population in banking deserts1,986.25

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic2.160.000.00%LIMITED
Asian non-Hispanic12.000.000.00%LIMITED
Black non-Hispanic420.8612.012.85%LIMITED
Residents with disabilities5,339.51522.889.79%HIGH
Hispanic186.873.651.96%LIMITED
Older residents3,856.62227.455.90%STANDARD
Other race non-Hispanic7.020.000.00%LIMITED
People of color1,132.7276.756.78%STANDARD
Two or more races non-Hispanic490.5161.0812.45%LIMITED
White non-Hispanic20,035.761,909.519.53%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →