ZIP profile

Banking access in ZIP 44081

Ohio · Lake OH. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 76.8486. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index76.8486
National pressure rank#574 of 20,307
National percentile95.88
State pressure rank#19 of 799
State percentile97.75
Weighted banking-desert geography76.66%
Weighted potential-desert geography0.38%
Population banking-desert exposure81.83%
Population potential-desert exposure0.40%
Allocated population7,145.77
Allocated population in banking deserts5,847.41

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic10.9010.90100.00%LIMITED
Asian non-Hispanic23.1323.13100.00%LIMITED
Black non-Hispanic48.4241.0384.75%LIMITED
Residents with disabilities822.95665.4280.86%LIMITED
Hispanic647.68580.9789.70%LIMITED
Older residents1,237.191,018.1182.29%STANDARD
Other race non-Hispanic22.0022.00100.00%LIMITED
People of color878.44796.1090.63%LIMITED
Two or more races non-Hispanic126.31118.0793.48%LIMITED
White non-Hispanic6,267.335,051.3080.60%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →