ZIP profile

Banking access in ZIP 44074

Ohio · Lorain OH. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 7.9417. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index7.9417
National pressure rank#4,709 of 20,307
National percentile74.31
State pressure rank#137 of 799
State percentile82.6
Weighted banking-desert geography7.94%
Weighted potential-desert geography0.00%
Population banking-desert exposure4.61%
Population potential-desert exposure0.00%
Allocated population11,817.23
Allocated population in banking deserts544.44

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic51.440.000.00%LIMITED
Asian non-Hispanic455.560.000.00%LIMITED
Black non-Hispanic964.192.520.26%LIMITED
Residents with disabilities1,515.1571.664.73%STANDARD
Hispanic859.7224.732.88%LIMITED
Older residents2,380.25133.715.62%STANDARD
Other race non-Hispanic11.814.8140.72%LIMITED
People of color2,985.6237.321.25%STANDARD
Two or more races non-Hispanic642.905.270.82%LIMITED
White non-Hispanic8,831.60507.125.74%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →