ZIP profile

Banking access in ZIP 44044

Ohio · Lorain OH. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.0273. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.0273
National pressure rank#7,670 of 20,307
National percentile59.22
State pressure rank#251 of 799
State percentile68.34
Weighted banking-desert geography0.03%
Weighted potential-desert geography0.00%
Population banking-desert exposure0.02%
Population potential-desert exposure0.00%
Allocated population14,800.51
Allocated population in banking deserts2.63

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic50.900.000.00%LIMITED
Asian non-Hispanic81.610.000.00%LIMITED
Black non-Hispanic1,551.310.010.00%STANDARD
Residents with disabilities2,015.960.280.01%STANDARD
Hispanic502.320.030.01%LIMITED
Older residents2,318.030.490.02%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color2,642.950.080.00%STANDARD
Two or more races non-Hispanic456.810.040.01%LIMITED
White non-Hispanic12,157.552.550.02%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →