ZIP profile

Banking access in ZIP 44001

Ohio · Lorain OH. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 8.267. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index8.267
National pressure rank#4,644 of 20,307
National percentile74.63
State pressure rank#133 of 799
State percentile83.1
Weighted banking-desert geography8.27%
Weighted potential-desert geography0.00%
Population banking-desert exposure5.79%
Population potential-desert exposure0.00%
Allocated population20,953.89
Allocated population in banking deserts1,212.62

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic24.930.000.00%LIMITED
Asian non-Hispanic227.130.000.00%LIMITED
Black non-Hispanic321.485.611.74%LIMITED
Residents with disabilities3,129.13159.615.10%STANDARD
Hispanic1,198.9955.074.59%STANDARD
Older residents4,381.19297.806.80%STANDARD
Other race non-Hispanic18.1810.7158.90%LIMITED
People of color2,357.7583.123.53%STANDARD
Two or more races non-Hispanic567.0411.732.07%LIMITED
White non-Hispanic18,596.141,129.506.07%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →