ZIP profile

Banking access in ZIP 42728

Kentucky · Adair KY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 8.5858. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index8.5858
National pressure rank#4,573 of 20,307
National percentile74.98
State pressure rank#109 of 390
State percentile72.31
Weighted banking-desert geography8.59%
Weighted potential-desert geography0.00%
Population banking-desert exposure4.86%
Population potential-desert exposure0.00%
Allocated population16,661.78
Allocated population in banking deserts809.78

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.940.000.00%LIMITED
Asian non-Hispanic81.960.000.00%LIMITED
Black non-Hispanic515.120.000.00%LIMITED
Residents with disabilities3,294.93160.984.89%STANDARD
Hispanic363.3016.054.42%LIMITED
Older residents3,054.98180.445.91%STANDARD
Other race non-Hispanic17.970.000.00%LIMITED
People of color1,365.4816.051.18%STANDARD
Two or more races non-Hispanic386.190.000.00%LIMITED
White non-Hispanic15,296.30793.735.19%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →