ZIP profile

Banking access in ZIP 42724

Kentucky · Hardin KY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 26.6503. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index26.6503
National pressure rank#2,666 of 20,307
National percentile84.45
State pressure rank#71 of 390
State percentile82.05
Weighted banking-desert geography26.65%
Weighted potential-desert geography0.00%
Population banking-desert exposure24.83%
Population potential-desert exposure0.00%
Allocated population5,397.75
Allocated population in banking deserts1,340.47

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic11.870.000.00%LIMITED
Black non-Hispanic18.815.8831.26%LIMITED
Residents with disabilities911.90357.5139.21%LIMITED
Hispanic50.327.8415.59%LIMITED
Older residents798.33151.8019.02%LIMITED
Other race non-Hispanic40.150.000.00%LIMITED
People of color417.4613.723.29%LIMITED
Two or more races non-Hispanic248.190.000.00%LIMITED
White non-Hispanic4,980.291,326.7426.64%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →