ZIP profile

Banking access in ZIP 42327

Kentucky · McLean KY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 1.8435. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index1.8435
National pressure rank#6,244 of 20,307
National percentile66.66
State pressure rank#139 of 390
State percentile64.62
Weighted banking-desert geography1.84%
Weighted potential-desert geography0.00%
Population banking-desert exposure3.20%
Population potential-desert exposure0.00%
Allocated population4,131.10
Allocated population in banking deserts132.06

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic4.940.051.07%LIMITED
Asian non-Hispanic5.462.0036.63%LIMITED
Black non-Hispanic75.863.254.28%LIMITED
Residents with disabilities919.3414.151.54%LIMITED
Hispanic112.481.831.63%LIMITED
Older residents695.6120.182.90%LIMITED
Other race non-Hispanic0.080.08100.00%LIMITED
People of color230.729.574.15%LIMITED
Two or more races non-Hispanic31.912.367.38%LIMITED
White non-Hispanic3,900.38122.493.14%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →