ZIP profile

Banking access in ZIP 41168

Kentucky · Boyd KY. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 61.8668. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index61.8668
National pressure rank#860 of 20,307
National percentile94.46
State pressure rank#17 of 390
State percentile95.9
Weighted banking-desert geography58.56%
Weighted potential-desert geography6.62%
Population banking-desert exposure61.92%
Population potential-desert exposure11.12%
Allocated population3,474.59
Allocated population in banking deserts2,151.34

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic12.2911.4593.16%LIMITED
Residents with disabilities834.80530.7163.57%LIMITED
Hispanic36.5212.2733.59%LIMITED
Older residents475.62238.7750.20%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color87.5923.7127.07%LIMITED
Two or more races non-Hispanic38.790.000.00%LIMITED
White non-Hispanic3,386.992,127.6362.82%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →