ZIP profile

Banking access in ZIP 41164

Kentucky · Carter KY. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 48.4337. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index48.4337
National pressure rank#1,427 of 20,307
National percentile90.56
State pressure rank#30 of 390
State percentile92.56
Weighted banking-desert geography38.16%
Weighted potential-desert geography20.54%
Population banking-desert exposure33.06%
Population potential-desert exposure21.92%
Allocated population13,974.41
Allocated population in banking deserts4,620.32

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic55.7555.75100.00%LIMITED
Asian non-Hispanic0.380.000.00%LIMITED
Black non-Hispanic168.670.000.00%LIMITED
Residents with disabilities3,155.46928.6629.43%STANDARD
Hispanic46.640.000.00%LIMITED
Older residents2,563.45675.0426.33%STANDARD
Other race non-Hispanic12.7712.77100.00%LIMITED
People of color406.57116.8528.74%LIMITED
Two or more races non-Hispanic122.3648.3239.49%LIMITED
White non-Hispanic13,567.844,503.4733.19%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →