ZIP profile

Banking access in ZIP 40601

Kentucky · Franklin KY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 1.8107. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index1.8107
National pressure rank#6,260 of 20,307
National percentile66.58
State pressure rank#140 of 390
State percentile64.36
Weighted banking-desert geography0.73%
Weighted potential-desert geography2.16%
Population banking-desert exposure1.47%
Population potential-desert exposure1.57%
Allocated population49,373.55
Allocated population in banking deserts728.02

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic18.010.000.00%LIMITED
Asian non-Hispanic945.327.860.83%LIMITED
Black non-Hispanic4,714.029.630.20%STANDARD
Residents with disabilities8,294.9279.570.96%HIGH
Hispanic1,749.6323.461.34%STANDARD
Older residents8,774.69100.341.14%HIGH
Other race non-Hispanic62.000.000.00%LIMITED
People of color8,905.6651.230.58%HIGH
Two or more races non-Hispanic1,388.6810.280.74%STANDARD
White non-Hispanic40,467.89676.791.67%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →