ZIP profile

Banking access in ZIP 40516

Kentucky · Fayette KY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 33.9388. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index33.9388
National pressure rank#2,227 of 20,307
National percentile86.61
State pressure rank#57 of 390
State percentile85.64
Weighted banking-desert geography33.94%
Weighted potential-desert geography0.00%
Population banking-desert exposure46.23%
Population potential-desert exposure0.00%
Allocated population2,476.88
Allocated population in banking deserts1,145.04

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic18.7018.70100.00%LIMITED
Asian non-Hispanic26.428.5032.17%LIMITED
Black non-Hispanic260.5965.9625.31%LIMITED
Residents with disabilities316.33185.7858.73%LIMITED
Hispanic207.49127.1561.28%LIMITED
Older residents391.66208.4153.21%LIMITED
Other race non-Hispanic10.420.000.00%LIMITED
People of color661.57275.0441.57%LIMITED
Two or more races non-Hispanic137.9654.7439.68%LIMITED
White non-Hispanic1,815.31870.0047.93%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →