ZIP profile

Banking access in ZIP 40511

Kentucky · Fayette KY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 14.5516. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index14.5516
National pressure rank#3,741 of 20,307
National percentile79.11
State pressure rank#95 of 390
State percentile75.9
Weighted banking-desert geography0.59%
Weighted potential-desert geography27.91%
Population banking-desert exposure0.50%
Population potential-desert exposure22.33%
Allocated population32,348.26
Allocated population in banking deserts160.67

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic42.432.626.18%LIMITED
Asian non-Hispanic491.481.190.24%LIMITED
Black non-Hispanic9,302.579.250.10%HIGH
Residents with disabilities3,624.8926.070.72%STANDARD
Hispanic3,933.1917.840.45%STANDARD
Older residents3,394.9529.240.86%STANDARD
Other race non-Hispanic663.810.000.00%LIMITED
People of color15,486.9938.590.25%HIGH
Two or more races non-Hispanic1,048.507.680.73%STANDARD
White non-Hispanic16,861.27122.080.72%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →