ZIP profile

Banking access in ZIP 40509

Kentucky · Fayette KY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 6.1048. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index6.1048
National pressure rank#5,053 of 20,307
National percentile72.59
State pressure rank#115 of 390
State percentile70.77
Weighted banking-desert geography6.10%
Weighted potential-desert geography0.00%
Population banking-desert exposure4.96%
Population potential-desert exposure0.00%
Allocated population43,585.54
Allocated population in banking deserts2,161.88

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic32.5532.55100.00%LIMITED
Asian non-Hispanic2,595.8315.560.60%STANDARD
Black non-Hispanic5,962.48114.811.93%HIGH
Residents with disabilities4,655.79341.917.34%STANDARD
Hispanic2,033.80225.2511.08%STANDARD
Older residents5,182.85394.437.61%HIGH
Other race non-Hispanic123.943.672.96%LIMITED
People of color12,336.39488.913.96%HIGH
Two or more races non-Hispanic1,561.7997.076.22%STANDARD
White non-Hispanic31,249.151,672.975.35%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →