ZIP profile

Banking access in ZIP 40505

Kentucky · Fayette KY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.1191. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.1191
National pressure rank#7,445 of 20,307
National percentile60.51
State pressure rank#163 of 390
State percentile58.46
Weighted banking-desert geography0.01%
Weighted potential-desert geography0.21%
Population banking-desert exposure0.02%
Population potential-desert exposure0.14%
Allocated population25,658.00
Allocated population in banking deserts4.07

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic84.920.070.08%LIMITED
Asian non-Hispanic172.430.030.02%LIMITED
Black non-Hispanic5,312.680.230.00%HIGH
Residents with disabilities5,201.970.660.01%HIGH
Hispanic2,302.830.450.02%STANDARD
Older residents4,255.220.740.02%STANDARD
Other race non-Hispanic241.350.000.00%LIMITED
People of color9,021.400.980.01%HIGH
Two or more races non-Hispanic907.180.190.02%LIMITED
White non-Hispanic16,636.603.090.02%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →