ZIP profile

Banking access in ZIP 40370

Kentucky · Scott KY. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 74.995. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index74.995
National pressure rank#612 of 20,307
National percentile95.69
State pressure rank#10 of 390
State percentile97.69
Weighted banking-desert geography75.00%
Weighted potential-desert geography0.00%
Population banking-desert exposure79.37%
Population potential-desert exposure0.00%
Allocated population3,298.49
Allocated population in banking deserts2,618.09

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic4.684.68100.00%LIMITED
Asian non-Hispanic7.287.28100.00%LIMITED
Black non-Hispanic21.5713.9764.76%LIMITED
Residents with disabilities413.93335.8181.13%LIMITED
Hispanic26.7220.3576.17%LIMITED
Older residents485.21366.7775.59%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color79.8061.1876.66%LIMITED
Two or more races non-Hispanic19.5514.8976.18%LIMITED
White non-Hispanic3,218.692,556.9279.44%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →