ZIP profile

Banking access in ZIP 40361

Kentucky · Bourbon KY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 19.2298. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index19.2298
National pressure rank#3,247 of 20,307
National percentile81.56
State pressure rank#84 of 390
State percentile78.72
Weighted banking-desert geography19.17%
Weighted potential-desert geography0.11%
Population banking-desert exposure17.79%
Population potential-desert exposure0.09%
Allocated population17,902.71
Allocated population in banking deserts3,184.97

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.180.1374.59%LIMITED
Asian non-Hispanic27.940.060.22%LIMITED
Black non-Hispanic1,260.8853.114.21%STANDARD
Residents with disabilities3,046.48482.7115.85%STANDARD
Hispanic1,165.42559.4548.00%STANDARD
Older residents3,403.24516.3315.17%STANDARD
Other race non-Hispanic24.9424.94100.00%LIMITED
People of color2,761.32653.0523.65%STANDARD
Two or more races non-Hispanic281.9615.355.45%LIMITED
White non-Hispanic15,141.392,531.9216.72%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →