ZIP profile

Banking access in ZIP 40347

Kentucky · Woodford KY. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 81.8744. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index81.8744
National pressure rank#494 of 20,307
National percentile96.28
State pressure rank#8 of 390
State percentile98.21
Weighted banking-desert geography81.48%
Weighted potential-desert geography0.78%
Population banking-desert exposure77.76%
Population potential-desert exposure0.50%
Allocated population3,275.66
Allocated population in banking deserts2,547.06

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.630.000.00%LIMITED
Asian non-Hispanic5.153.7472.63%LIMITED
Black non-Hispanic209.21177.5984.89%LIMITED
Residents with disabilities399.85305.6176.43%LIMITED
Hispanic132.28107.4981.26%LIMITED
Older residents553.49437.4479.03%LIMITED
Other race non-Hispanic2.370.000.00%LIMITED
People of color408.11324.3479.47%LIMITED
Two or more races non-Hispanic57.4735.5261.80%LIMITED
White non-Hispanic2,867.552,222.7277.51%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →