ZIP profile

Banking access in ZIP 40324

Kentucky · Scott KY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 10.0088. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index10.0088
National pressure rank#4,346 of 20,307
National percentile76.11
State pressure rank#105 of 390
State percentile73.33
Weighted banking-desert geography7.37%
Weighted potential-desert geography5.27%
Population banking-desert exposure10.71%
Population potential-desert exposure4.72%
Allocated population48,632.22
Allocated population in banking deserts5,207.07

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic52.444.799.13%LIMITED
Asian non-Hispanic574.0032.935.74%LIMITED
Black non-Hispanic2,390.1650.632.12%STANDARD
Residents with disabilities6,744.70732.7510.86%HIGH
Hispanic2,365.1997.354.12%STANDARD
Older residents5,677.81761.8513.42%HIGH
Other race non-Hispanic49.580.000.00%LIMITED
People of color7,060.66255.923.62%HIGH
Two or more races non-Hispanic1,629.3070.214.31%STANDARD
White non-Hispanic41,571.564,951.1511.91%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →