ZIP profile

Banking access in ZIP 40311

Kentucky · Nicholas KY. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 31.7187. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index31.7187
National pressure rank#2,340 of 20,307
National percentile86.06
State pressure rank#60 of 390
State percentile84.87
Weighted banking-desert geography11.68%
Weighted potential-desert geography40.08%
Population banking-desert exposure7.65%
Population potential-desert exposure21.59%
Allocated population6,802.44
Allocated population in banking deserts520.67

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic5.450.000.00%LIMITED
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic59.229.1915.53%LIMITED
Residents with disabilities1,531.7679.505.19%STANDARD
Hispanic187.4489.2147.59%LIMITED
Older residents1,145.0785.317.45%STANDARD
Other race non-Hispanic3.893.89100.00%LIMITED
People of color383.00104.6227.32%LIMITED
Two or more races non-Hispanic127.002.331.84%LIMITED
White non-Hispanic6,419.44416.056.48%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →