ZIP profile

Banking access in ZIP 40228

Kentucky · Jefferson KY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.4198. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.4198
National pressure rank#7,058 of 20,307
National percentile62.55
State pressure rank#153 of 390
State percentile61.03
Weighted banking-desert geography0.42%
Weighted potential-desert geography0.00%
Population banking-desert exposure0.61%
Population potential-desert exposure0.00%
Allocated population18,186.90
Allocated population in banking deserts111.78

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic3.340.000.00%LIMITED
Asian non-Hispanic421.701.000.24%LIMITED
Black non-Hispanic2,969.565.650.19%STANDARD
Residents with disabilities2,073.4915.030.72%STANDARD
Hispanic1,406.1610.170.72%STANDARD
Older residents2,906.7914.790.51%STANDARD
Other race non-Hispanic63.700.000.00%LIMITED
People of color5,201.3118.240.35%HIGH
Two or more races non-Hispanic336.661.420.42%LIMITED
White non-Hispanic12,985.5993.540.72%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →