ZIP profile

Banking access in ZIP 40177

Kentucky · Hardin KY. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 58.739. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index58.739
National pressure rank#934 of 20,307
National percentile94.1
State pressure rank#19 of 390
State percentile95.38
Weighted banking-desert geography18.62%
Weighted potential-desert geography80.23%
Population banking-desert exposure40.48%
Population potential-desert exposure58.97%
Allocated population1,904.25
Allocated population in banking deserts770.80

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic14.140.000.00%LIMITED
Asian non-Hispanic0.130.000.00%LIMITED
Black non-Hispanic28.4827.0094.78%LIMITED
Residents with disabilities355.64127.6435.89%LIMITED
Hispanic72.276.699.26%LIMITED
Older residents267.28112.2842.01%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color153.3465.8742.96%LIMITED
Two or more races non-Hispanic38.3132.1884.00%LIMITED
White non-Hispanic1,750.91704.9340.26%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →