ZIP profile

Banking access in ZIP 40175

Kentucky · Hardin KY. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 31.5805. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index31.5805
National pressure rank#2,347 of 20,307
National percentile86.02
State pressure rank#61 of 390
State percentile84.62
Weighted banking-desert geography10.45%
Weighted potential-desert geography42.27%
Population banking-desert exposure9.18%
Population potential-desert exposure31.42%
Allocated population13,859.03
Allocated population in banking deserts1,272.47

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic21.430.000.00%LIMITED
Asian non-Hispanic152.410.000.00%LIMITED
Black non-Hispanic1,242.6954.974.42%STANDARD
Residents with disabilities2,404.25263.7310.97%STANDARD
Hispanic452.1720.574.55%LIMITED
Older residents1,704.18167.209.81%STANDARD
Other race non-Hispanic34.520.000.00%LIMITED
People of color2,659.0388.173.32%STANDARD
Two or more races non-Hispanic741.9012.621.70%LIMITED
White non-Hispanic11,200.001,184.3010.57%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →