ZIP profile

Banking access in ZIP 40162

Kentucky · Hardin KY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 10.1034. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index10.1034
National pressure rank#4,334 of 20,307
National percentile76.16
State pressure rank#104 of 390
State percentile73.59
Weighted banking-desert geography10.10%
Weighted potential-desert geography0.00%
Population banking-desert exposure9.40%
Population potential-desert exposure0.00%
Allocated population5,225.75
Allocated population in banking deserts491.18

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic36.190.000.00%LIMITED
Black non-Hispanic353.632.160.61%LIMITED
Residents with disabilities810.14131.0016.17%LIMITED
Hispanic77.342.873.72%LIMITED
Older residents857.3455.626.49%LIMITED
Other race non-Hispanic46.280.000.00%LIMITED
People of color704.025.030.71%LIMITED
Two or more races non-Hispanic173.330.000.00%LIMITED
White non-Hispanic4,521.74486.1510.75%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →