ZIP profile

Banking access in ZIP 40118

Kentucky · Jefferson KY. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 68.8758. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index68.8758
National pressure rank#709 of 20,307
National percentile95.21
State pressure rank#14 of 390
State percentile96.67
Weighted banking-desert geography37.75%
Weighted potential-desert geography62.25%
Population banking-desert exposure43.30%
Population potential-desert exposure56.70%
Allocated population10,095.84
Allocated population in banking deserts4,371.55

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic171.216.904.03%LIMITED
Black non-Hispanic232.5832.1813.84%LIMITED
Residents with disabilities1,737.54787.9545.35%STANDARD
Hispanic1,007.44417.0541.40%STANDARD
Older residents1,522.79696.6645.75%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color1,807.22512.5428.36%STANDARD
Two or more races non-Hispanic396.0056.4114.24%LIMITED
White non-Hispanic8,288.623,859.0146.56%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →