ZIP profile

Banking access in ZIP 40031

Kentucky · Oldham KY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 9.4066. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index9.4066
National pressure rank#4,447 of 20,307
National percentile75.61
State pressure rank#106 of 390
State percentile73.08
Weighted banking-desert geography9.41%
Weighted potential-desert geography0.00%
Population banking-desert exposure5.61%
Population potential-desert exposure0.00%
Allocated population24,025.41
Allocated population in banking deserts1,348.71

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic59.970.000.00%LIMITED
Asian non-Hispanic134.870.000.00%LIMITED
Black non-Hispanic1,513.0915.891.05%STANDARD
Residents with disabilities2,897.82146.815.07%STANDARD
Hispanic710.7325.753.62%LIMITED
Older residents3,185.72235.017.38%STANDARD
Other race non-Hispanic70.7326.2937.17%LIMITED
People of color3,249.6690.942.80%STANDARD
Two or more races non-Hispanic754.2723.013.05%LIMITED
White non-Hispanic20,775.751,257.776.05%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →