ZIP profile

Banking access in ZIP 40026

Kentucky · Oldham KY. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 27.9292. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index27.9292
National pressure rank#2,556 of 20,307
National percentile84.99
State pressure rank#67 of 390
State percentile83.08
Weighted banking-desert geography2.94%
Weighted potential-desert geography49.99%
Population banking-desert exposure1.71%
Population potential-desert exposure57.84%
Allocated population6,932.24
Allocated population in banking deserts118.81

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic37.850.000.00%LIMITED
Asian non-Hispanic137.310.000.00%LIMITED
Black non-Hispanic268.071.400.52%LIMITED
Residents with disabilities376.4812.933.44%LIMITED
Hispanic223.952.271.01%LIMITED
Older residents997.4420.702.08%LIMITED
Other race non-Hispanic3.262.3271.06%LIMITED
People of color806.458.010.99%LIMITED
Two or more races non-Hispanic136.012.031.49%LIMITED
White non-Hispanic6,125.79110.801.81%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →