ZIP profile

Banking access in ZIP 39862

Georgia · Calhoun GA. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 72.1306. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index72.1306
National pressure rank#659 of 20,307
National percentile95.45
State pressure rank#34 of 612
State percentile93.3
Weighted banking-desert geography44.26%
Weighted potential-desert geography55.74%
Population banking-desert exposure21.02%
Population potential-desert exposure78.98%
Allocated population2,043.13
Allocated population in banking deserts429.53

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.201.20100.00%LIMITED
Asian non-Hispanic17.2516.8197.46%LIMITED
Black non-Hispanic1,028.14128.5012.50%STANDARD
Residents with disabilities391.63105.2826.88%LIMITED
Hispanic125.6421.2216.89%LIMITED
Older residents406.35198.9548.96%LIMITED
Other race non-Hispanic13.960.000.00%LIMITED
People of color1,208.08174.5314.45%STANDARD
Two or more races non-Hispanic15.080.000.00%LIMITED
White non-Hispanic835.05255.0030.54%LIMITED

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →