ZIP profile

Banking access in ZIP 39428

Mississippi · Covington MS. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 31.9831. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index31.9831
National pressure rank#2,330 of 20,307
National percentile86.11
State pressure rank#45 of 284
State percentile83.1
Weighted banking-desert geography23.17%
Weighted potential-desert geography17.63%
Population banking-desert exposure25.43%
Population potential-desert exposure22.59%
Allocated population9,675.15
Allocated population in banking deserts2,460.75

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic2.360.000.00%LIMITED
Black non-Hispanic4,512.461,183.9426.24%STANDARD
Residents with disabilities1,799.91432.8324.05%STANDARD
Hispanic294.8411.153.78%LIMITED
Older residents1,524.51411.7827.01%STANDARD
Other race non-Hispanic1.110.000.00%LIMITED
People of color4,812.371,195.0824.83%STANDARD
Two or more races non-Hispanic1.600.000.00%LIMITED
White non-Hispanic4,862.781,265.6726.03%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →